No Warranties:

This website and the products or services provided through the same, are provided as is, without any kind of warranty, either expressed or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. We do not warranty, guarantee or make any representations regarding the use or the results of the use of the website, products, services or written materials in terms of correctness, accuracy, reliability, applicability as on current date or otherwise. The entire risk as to the results and performance of the website, products, services or written materials are assumed solely by you. If the website, products, services or written materials are inapplicable, erroneous or defective, you, and not we, assume the entire cost of all time and resources for corrections and amendments. This is the only warranty of any kind, either expressed of implied that is made by us. No oral or written information or advice given by us shall create a warranty or in any way increase the scope of this warranty and you may not rely on such information or advice to do so.

Customer Remedy:

Our only and entire service is to offer the provision to Create or Edit your epf free of charge.

Your PIN is required to edit your epf at any time and it is your responsibility to safeguard your PIN.

In the event that the PIN is lost, we offer customer remedy as follows:

  1. Upload your epf in our Edit EPF section
  2. Click 'Forgot PIN'
  3. Your PIN will be sent to the primary e-mail address found in the epf that you have uploaded

Limitation and Exclusion of Liability:

These warranties exclude all incidental or consequential damages. We, our Associates and eCertification Agencies approved by us, will not be liable for any damages whatsoever, including without limitation, damages for loss of business profits, business interruption, loss of business information, or other pecuniary loss. Some States do not allow the exclusion or limitation of liability, so the above limitation may not apply to you.


This website and information contain copyrighted material, trademarks and other proprietary information. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works of, or in any way exploit, in whole or in part any proprietary or other material.


All images, text, contents, products and scripts are licensed and never sold unless otherwise stated. Reproduction is prohibited. You may not use, copy, emulate, clone, rent, lease, sell, modify, decompile, disassemble, otherwise reverse engineer, or transfer the program or product or any subset of this website except as provided for in this agreement or expressly in writing. Any such unauthorized use may result in criminal and/or civil prosecution.

EPFhub reserves all rights not expressly granted here.

Terms of Use and Service:

Very Important! These terms of service (TOS) govern your use of this website. By accessing this website, you are indicating your acknowledgement and acceptance of these terms of use. These terms of use are subject to change by us at any time at our sole discretion. Your use of this website after such changes are implemented constitutes your acknowledgement and acceptance of the changes. Please consult these terms of use on a regular basis.

Access to this website:

You must be of the minimum age permissible in your country to engage in employment, or older, to access this website. If you are under the minimum age permissible to engage in employment in your country, you are not permitted to access this website for any reason. Due to the age restrictions for use of this website, no information obtained by this website, falls within the child online privacy act (COPA) and is not monitored as doing so.

Restrictions of Use:

You may use this website for purposes expressly permitted by this site. You may not use this website for any other purpose, including any commercial purpose, without our prior express written consent. For e.g: you may not and nor may you authorize any other party to co-brand this site or frame the site or link to this site without the prior expressed written permission from us.

Proprietary Information:

The material and content accessible from this site is our proprietary information or the party that provided the content to us. We and/or the party that provided the content to us retain all rights, title and interest in the material and content. Accordingly these may not be copied, distributed, republished or used in any way without our prior written consent. Modification or use of the material or content except as expressly provided in these Terms of Use violates our intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.


This website may be hyperlinked to other sites which are not maintained by, or related to, us. Hyperlinks to such sites are provided as a service to users and are not sponsored by or affiliated to this site or to us. We have not reviewed any or all of such sites and we are not responsible for the content of such sites. Hyperlinks are to be accessed at the user's own risk and we do not make any representation of warranties about the content, completeness or accuracy of these hyperlinks or the sites hyperlinked to this website. Further, the inclusion of any hyperlink to a third party site does not imply endorsement of that site by us.


You hereby grant us the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display all content, remarks, suggestions, ideas, graphics or other information including Testimonials and Feedback (hereinafter referred as "Submission") communicated to us through this website or otherwise and to incorporate any Submission in other works in any form, media, or technology now known or later developed. We will not be required to treat any Submission as confidential and may use and Submission in our business, including without limitation for products or services or advertising, without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in our future operations.

We will treat any personal information that you submit through this site in accordance with our Privacy Policy as set forth on this site.

Limitation of Liability:

We, our associates, subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers and any and all people associated with us in provision of this website and its contents will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary or other damages, including loss of revenue or income, pain and suffering, emotional distress or similar damages even if company has been advised of the possibility of such damages. In no event will the our collective liability together with that of our subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers and any and all people associated with us in provision of this website and its contents, to any party regardless of the form of action, whether in contract, tort or otherwise, bear any monetary value given that the services of creating / editing your epf is provided free of charge for the applicable content, product or service out of which the liability arose.


You hereby agree to indemnify and hold us, our associates, subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers and any and all people associated with us in provision of this website and its contents (hereinafter referred to as "Indemnified Parties") harmless from any breach of these Terms of Use by you, including any use of Content other than expressly authorized in these Terms of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses and attorney's fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.


Trademarks, service marks and logos appearing in this website are the property of ourselves or the party involved in providing the trademarks, service marks and logos to us. We and any party that provided trademarks, service marks and logos to us retain all rights with respect to any of their respective trademarks, service marks and logos appearing on this site.

Information You Provide:

You may not post, send, publish, submit or transmit in connection with this site any material that

  • You do not have the right to post, including proprietary material of any third party
  • Advocates illegal activity or discusses an intent to commit an illegal act
  • Is vulgar, obscene, pornographic or indecent
  • Does not pertain directly to this site
  • Threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive
  • Seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise
  • Infringes any intellectual property or other rights of any entity or person, including violating anyone's copyrights or trademarks or their rights of publicity
  • Violates any law or may be considered to violate a law
  • Impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content
  • Advertises any commercial endeavor or otherwise engages in any commercial activity such as conducting raffles or contents except as may be specifically authorized on this website Solicits funds, advertisers or sponsors
  • Includes programs which contain viruses, worms, Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications
  • Disrupts the normal flow of dialogue, causes a screen to behave erratically or otherwise act in a way that affects the ability of other people to engage in real time activities through this site
  • Includes mp3 format files
  • Amounts to a "pyramid" or similar scheme
  • Disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this website
  • Contains hyperlinks to other sites that contain content that fall within the description set forth above

Although under no obligation to do so, we reserve the right to monitor use of this site to determine compliance with these Terms Of Use as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither we nor any third party that provides content to us will assume or have any liability for any action or inaction by ourselves or such third party with respect to any submission.


Any PIN used for this site is for individual use only. You will be responsible for the security of your PIN.

We reserve the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms Of Use.

By accepting this agreement you waive and hold us harmless from any claims resulting from any action taken by us during or as a result of investigations and/or from any action taken as a consequence of investigations by either us or law enforcement authorities.

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